250K taxpayers audited in 2025

Do you know how much tax you owe on your crypto?

Brazil's Federal Revenue uses AI to track blockchain transactions. Penalties reach 150% of the tax owed.

Anny connects to your exchange, calculates everything automatically, and warns you before you exceed the limit.

Connects with:BinanceBybitCoinbaseKrakenOKXGate.ioKucoin
Tax Simulator
R$ 28.000
R$ 18.000
Total monthly disposals (R$)R$ 28.000 / R$ 35.000
Tax exempt
Your disposals are below R$35,000. No tax is due.
Remaining: R$ 7.000

Simplified estimate. Does not consider loss compensation. Consult an accountant.

0
taxpayers audited in 2025 for crypto reporting errors
R$ 0 bi
in undeclared or incorrectly declared R$
0%
maximum penalty on tax owed in case of fraud
R$ 0 mil
monthly disposal limit (R$) for capital gain exemption

How it works

STEP 01

Create your free account

Email and password — no credit card, no commitment.

Free · No card · 30 seconds
STEP 02

Connect your exchange

Binance, Bybit, Coinbase, Kraken — any of the 7. Read-only.

Read-only API · Non-custodial · End-to-end encryption
STEP 03

Anny analyzes everything automatically

Transaction history, weighted average cost, disposals, crypto-to-crypto swaps.

Weighted average cost (RFB) · Swap = disposal · Transfer ≠ sale
STEP 04

Monitors and alerts — every month

Tracks disposals in real time. Warns before the limit. Calculates the DARF.

R$35K alert · e-CAC R$30K alert · Monthly DARF reminder

Can I sell my Bitcoin?

AnnyAnny
Ask AnnyOnline

I want to sell 0.5 BTC. Will I pay tax?

Anny analyzes your portfolio and simulates different selling scenarios to show exactly how much tax you'd pay — and how to save.

Scenario A: Sell everything now

Sale R$52K + R$12K already disposed = R$64K (>R$35K). Gain R$18K.

Tax: R$2,700
Scenario B: Split across 2 months

Feb: sell R$23K (total R$35K ✓). Mar: sell R$29K (total R$29K ✓).

Tax: R$0
Savings: R$2,700

Estimate. Consult an accountant for personalized guidance.

Anny monitors everything for you

While you invest, she handles the paperwork.

R$35,000 Limit

Monitors monthly disposals and warns when approaching the exemption limit.

e-CAC (R$30,000)

Alerts when foreign exchange operations exceed R$30K.

Weighted average cost

Calculates the acquisition cost of each asset automatically, including swaps.

DARF Reminder

If you owe tax, Anny tells you: amount, code (4600), and payment deadline.

Scenario simulation

"Can I sell?" → Anny shows how much to sell now vs. split across months.

IRPF Report

At annual filing, generates data ready to import into the Federal Revenue program.

1 simulation = R$2,700 saved

Splitting the sale across 2 months avoids 15% tax. The plan pays for itself in 1 month.

Minimum e-CAC fine = R$100

Not declaring volume >R$30K on a foreign exchange. Cost of not having it: R$100–3% of value.

Tax audit = R$165–150% of tax

250K people were audited in 2025. The fear is real and the cost is high. R$99/mo is safe by comparison.

Crypto accountant: R$300–800/mo

Anny doesn't replace the accountant, but does 80% of the work. At R$99, it's 3–8x cheaper.

How much does it cost NOT to pay the fine?

Tax monitoring is free. Upgrade when you need more.

Free

Get started free

$0
forever
AI CREDITS1,000credits / month~60 AI conversations
1 exchange connection
Portfolio & P&L tracking
R$35K & R$30K monitor
Basic email alerts
Ask Anny — AI tax chat
Annual IRPF report
Get Started FreeNo credit card required

Pro Max

Full intelligence suite — unlimited everything

$49
/ month
AI CREDITS50,000credits / month≈ 2,500 AI conversations or 220 full strategy optimizations
Everything in Pro
Daily AI insights
Portfolio risk score
Regulatory alerts (MP 1.303)
Priority support
API access
SubscribeCancel anytime.

How do credits work?

Opus 4.6Sonnet 4
Anny runs on Anthropic’s most powerful models. Deep research, tax analysis, and scenario modeling use Claude Opus 4.6 — Anthropic’s flagship reasoning model. Standard chat and analysis run on Claude Sonnet 4. Your credits pay for frontier AI applied directly to your portfolio.

Credits are consumed each time you use an AI feature. Cost depends on the feature and how much the AI processes.

FeatureCredits
AI Features (varies by usage)
Ask Anny (chat)Varies
AI InsightsVaries
Deep ResearchVaries
Backtesting (fixed per run)
Backtesting100
Portfolio Backtest200
Strategy Optimizer900
Walk-Forward Analysis1,800

"Varies" = billed by actual token usage. A short question costs less than a deep portfolio analysis. You can see the exact cost of each response via the ⓘ icon next to it.

Your plan includes a monthly credit refill. Purchased credits are added on top and never expire.

Frequently asked questions

What are crypto "disposals"?

Selling for fiat, crypto-to-crypto swaps, conversion to stablecoin, or using as payment. Transferring between wallets is NOT a disposal.

When do I need to pay tax?

If monthly disposals > R$35K, gains are taxed at 15-22.5%. Below R$35K, gains are exempt. MP 1.303 may eliminate this exemption.

What is e-CAC and why R$30,000?

Operations on foreign exchanges > R$30K/month must be declared on e-CAC. Fine: R$100 to 3% of the value.

Can Anny move my funds?

No. Read-only API. Anny sees transactions and balances but cannot execute trades, transfers, or withdrawals.

Does Anny replace an accountant?

No. Anny is a monitoring and estimation tool. Consult a specialized accountant for complex decisions.

Can I use it with more than one exchange?

Yes. Free: 1 exchange. Pro: up to 3. AI CFO: unlimited. Anny aggregates data from all of them.

The Federal Revenue already knows about your crypto. Do you?

Create your free account. Connect your exchange. Know exactly where you stand — before the Revenue tells you.

Start free — no card →
Non-custodialBuilt for Brazil3 min to set up